Insurance companies recognize the benefits of defensive driving courses, and many offer discounts to drivers who complete them. The exact amount of the discount can vary depending on the insurance company, but it can be as much as 10% or more off your car insurance premium.
Defensive driving courses can lower your car insurance rates by reducing the number of accidents and traffic violations that you are involved in, which are factors that insurance companies consider when determining your insurance premium. By taking a defensive driving course, you can learn how to drive more safely and responsibly, which can reduce your risk of being involved in an accident.
By completing a defensive driving course, you can demonstrate to your insurance company that you are committed to safe driving, which can help lower your insurance rates and ensure that you are getting the best possible coverage for your needs.
In addition to reducing your risk of accidents and traffic violations, defensive driving courses can also help you become more aware of the rules of the road, so you can avoid making mistakes that could lead to tickets or fines. This can also help lower your insurance rates, as insurance companies consider your driving record when determining your premium.
Contact your insurance company and ask them about discounts for taking a defensive driving course and shop around especially if your provider tells you none.